Bangun Putra Prasetya, and Nany Noor Kurniati. “Factors Affecting The Financial Behavior of Sme’s in Yogyakarta”. International Journal of Management Research and Economics 1, no. 3 (July 24, 2023): 31–42. Accessed December 22, 2024. https://jurnal.itbsemarang.ac.id/index.php/Ijmre/article/view/652.