Upaya Peningkatan Literasi Keuangan UMKM Nasabah BTPN Syariah Kecamatan Pucuk
DOI:
https://doi.org/10.54066/jkb.v2i3.2154Keywords:
Financial Literacy, BTPN Syariah, Pucuk DistrictAbstract
UMKM (Micro, Small, and Medium Enterprises) face various challenges, and one of the most common is making inaccurate decisions. These inaccurate decisions are often due to the lack of available information at the time of decision-making. In business, decisions can involve both financial and non-financial aspects. Financial decisions heavily rely on accounting information. Unfortunately, the accounting information generated by UMKM still faces many problems. One of the biggest issues is that the majority of UMKM have not yet prepared financial statements. Therefore, this activity is held in the form of a simple financial recording training targeted at UMKM. The implementation of this activity includes three stages: first, the assessment stage; second, the delivery of material and practice; and third, the evaluation and reporting stage.
References
Anggraeni, R. F., & Dewi, N. S. (2021). Challenges in financial reporting of MSMEs in Indonesia. Journal of Economics and Business, 14(2), 135-148.
Atkinson, A., & Messy, F.-A. (2020). Promoting financial literacy in MSMEs. OECD Working Papers on Finance, Insurance and Private Pensions, No. 40. OECD Publishing.
Hasan, I., Fauzi, A. Z., Syah, A. L. N., & Harjanti, R. S. (2023). Literasi keuangan: Peningkatan kapasitas siswa akuntansi dalam mengoptimalkan e-wallet. Jurnal, 5(1), 578-584.
Margunani, Melati, I. S., & Ahmad, S. (n.d.). Pelatihan pencatatan keuangan sederhana UMKM Intip di Desa Nyatnyono Ungaran Semarang [Simple financial records training in Intip UMKM Nyatnyono Village Ungaran Semarang]. Jurnal Panrita Abdi, 4(3).
Nugraha, R., & Wijaya, H. (2022). The impact of structured financial training on MSMEs’ financial literacy. Journal of Business and Management, 17(1), 29-40.
Pratama, A., & Yulianto, A. (2021). The role of digital financial applications in enhancing financial record-keeping of MSMEs. International Journal of Business and Technology, 10(3), 56-67.
Tupamahu, H. K., et al. (2024). Meningkatkan literasi keuangan dan akuntansi dalam masyarakat. Jurnal Hasil Kegiatan Bersama Masyarakat, 2(3), 123-130.
